Life insurance that's built for investors like you
Life insurance that rewards good investment behaviour with cheaper premiums. It's also asset aware, so you only pay to cover the gap between what your family would need and what you've already built, and you can reduce your cover as your wealth grows.
EasyProtect is offered on EasyEquities
Life insurance for investors
Term life insurance makes sure the people closest to you are looked after if you pass away: their schooling, and staying in the home they know.
As an investor, you're already building assets that could one day cover those needs on their own. That takes time. While your portfolio grows, EasyProtect fills the gap between what you have and what your family would need.
- Fully digital
- No medical exam
- Cover from the same day
- Asset aware
- Personalised to you
You can apply if you're a South African citizen between 18 and 50 and in generally good health.
What makes us different
Your investments count. EasyProtect looks at what you've already built, and how you invest.
Cheaper premiums for good habits
Good investment behaviour is rewarded with a lower premium and more cover.
Cover for the gap, not the whole
We subtract your EasyEquities portfolio and other assets from the cover your family would need, so you only pay to cover the difference.
Reassessed every six months
As your investments grow, the gap shrinks. Choose to adjust your cover, and the difference goes into your EasyEquities ZAR wallet to invest.
How auto-adjust worksWhy choose EasyProtect
Same-day cover
Apply online and your cover can start the same day.
Built-in funeral cover
Your family receives 10% of your cover amount, up to R50,000, within 48 hours, to help with the funeral and other urgent costs.
From R20 a month
What you pay depends on your age, your health and way of life, and the cover and term you choose.
Your choice of premium
Age-rated premiums start low and rise with age. Level premiums stay the same for the whole policy term.
No medical exam
Answer a handful of questions about your health and way of life instead.
Underwritten by Sanlam
Your term life insurance is provided by Sanlam Life, a licensed insurer.
Level or age-rated: your choice
A level premium stays fixed for the whole term. An age-rated premium starts lower and rises gradually as you get older.
How premiums work
Making a claim
When your family needs to claim, we keep it simple and quick: 10% of your cover amount, up to R50,000, is paid within 48 hours, and we aim to pay the rest of a valid claim within 14 days of receiving all the documents.
How to make a claimQuestions people ask
You need to be a South African citizen between 18 and 50 and in generally good health. If you have a history of heart disease, cancer or another serious illness, you might not qualify for cover at this time.
No. You answer a few questions about your health and way of life when you apply, instead of a medical exam or tests.
Yes. Cancel in the first 31 days and you get a full refund. After that, we simply stop charging you.
Term life insurance covers you for a set period. Whole life insurance covers you for your whole life. EasyProtect Life is term life insurance.
Good investment behaviour is rewarded with lower premiums and more cover. And as your investments grow, you depend less on life cover: every six months we recalculate the cover you need, and if you choose to adjust it, the difference goes into your EasyEquities ZAR wallet to invest.
Cover for what you're building
Get a quote online. No medical exam, and your cover can start the same day.
Get a quote